Creative solution maximizes availability, reduces reporting burden

The Hedaya Capital Group recently structured a $7 million factoring facility combined with a $700,000 inventory finance facility for a New York City-based men’s and boys’ underwear developer. The Company established itself by producing cutting-edge design, as well as exceptional fit and quality. Their products are manufactured in China, imported, and sold through off-price and department stores such as TJ Maxx and Macy's.

With men’s underwear and sportswear sales on the rise, the Company projects $25 million in sales for 2026, using factoring as a key working capital solution. Due to their request for occasional over-advances, the Company’s previous lender began to require costly and onerous financial reporting requirements, leading the Company to seek another lender. An industry contact referred them to Hedaya Capital and its principal, Alfred Hedaya.

The Hedaya team structured a facility that integrates inventory financing into standard borrowing availability, eliminating the need for over-advances and reducing reporting complexity.

“We had a warm relationship right from the beginning,” said Alfred Hedaya. “Because we knew of this company and its founders, we were comfortable in working with them without overly stringent reporting requirements. We created a facility that provides greater advances against assets and allows management to focus on operating and growing their business.”

This new financing positions the Company to maintain growth momentum while strengthening liquidity and operational flexibility. The transaction underscores Hedaya Capital’s commitment to delivering creative, relationship-driven capital solutions to growth-oriented apparel importers and distributors.

“We are pleased to enter into this relationship with Hedaya Capital and look forward to a collaborative partnership that supports operational efficiency and long-term growth,” said the Company’s CEO.