The Hedaya Capital Group recently provided a $3.5 Million factoring facility to a men's lifestyle and streetwear clothing brand headquartered in New York. Launched in 1986, they successfully sold to mid-tier department stores such as J.C. Penny until the pandemic and resulting shutdowns substantially reshaped the retail apparel sector, favoring off-price retailers such as TJ Maxx and Burlington.

Post-COVID, the Company decided to pivot away from department stores to focus on the burgeoning off-price market. They needed a working capital partner to fund their expansion into this arena. The Company’s founder and Hedaya Capital’s Senior Advisor Lou Barone had known each other throughout their careers, and Barone introduced the Company to Hedaya.

Hedaya Capital’s $3.5 Million factoring facility will allow the company to refocus their business, fund their day-to-day operations and pay vendors timely.

“This has been a great working relationship. As a quasi-startup, whenever I had issues they were very receptive to answering my questions and my relationship manager was accessible throughout the process. They make things happen and I appreciate their responsiveness.” -Firm Founder

On January 7, 2025, The Hedaya Capital Group and Fortis Lux Financial presented Built to Sell! an educational and networking event. With a panel of industry experts and a full audience, it was an engaging event with robust conversation around timely topics and an energetic Q&A session.

The panel offered insights on scaling businesses, planning strategic exits, and unlocking growth potential. Irwin Dayan, Strategic Advisor, Capital Markets at Hedaya Capital moderated the event. He was joined by panelists Abe Hidary, Founder & CEO of Crosby Equity Partners; Walter Rahmey, Partner, M&A Attorney at Morrison Cohen LLP; Steven Shweky, Founder & CEO of Pets + People; and Charles Dweck, Financial Advisor, Business Owner at Fortis Lux Financial.

Participants were treated to discussions about how to craft a cohesive story to elevate interest, the strategy of structuring your business to be sale-ready, the importance of valuing human capital, the key role advisors can play, and more. Click here to view the highlights of the event.

“Events such as these help us fulfill our mission to be a trusted advisor to our clients and referral sources,” Dayan said. “At Hedaya Capital, we help clients make the right decisions throughout their business lifecycle and help protect their interests as they grow.”

The Hedaya Capital Group recently provided a $3.5 Million factoring and inventory financing facility to a branded consumer electronics company. Launched in 2020 and headquartered in New York City, their goal is to develop bath products and kitchenware that is beautiful, easy to use, and that help improve people’s lives. The Company survived the pandemic’s challenges and grew quickly, selling products online and in major U.S. retailers. Their products are consistently top ranked on Amazon and in retail stores such as Target and Walmart.

With their various retail store opportunities growing rapidly, the Company needed a working capital partner who could move quickly and a facility that could scale with them as they grew. Knowing there were a lot of factoring firms to consider, the owner began vetting various firms. He knew one of Hedaya Capital’s principals, as well as Business Development Officer David Hedaya, from his community and had established a rapport with both. After completing its due diligence, the Company chose Hedaya Capital for its personal approach, speed, and flexibility.

Hedaya Capital’s $3.5 Million combined facility gave the Company the runway they needed to launch an expanded runway for their retail store program and introduce products which will enable them to continue to be known as innovators.

The Hedaya Capital Group recently provided a $2.5 Million Factoring Facility to a New Jersey-based high-end golf apparel brand that prioritizes the consumers’ athletic nature but can be worn for many engagements: athletic, personal, and professional. Launched by a trio of brothers and cousins, the founders crisscrossed the country, visiting country clubs to bootstrap a fashion-forward brand that would nurture consumers’ athletic nature, honor their core commitment to sports and high-level performance, and design unparalleled ultra-comfortable products.

Now sold in 2000+ country club shops, the Company began expanding to big box stores such as Bloomingdale’s, Macy’s, Saks Fifth Avenue, and more, growing their footprint dramatically. With booming growth and many varied accounts, managing the accounts receivable became cumbersome and time-consuming. The Company turned to their business advisor, a factoring industry veteran, who referred them to Hedaya Capital.

Hedaya Capital’s $2.5 Million Factoring Facility has enabled the company to continue to expand, fueling investment in production, operations, staff, and design. It also provides consistent cash flow that enables the Company to pay vendors and suppliers timely, resulting in better credit terms and pricing. What’s more, Hedaya’s flexible approach allowed the Company to start gradually factoring its receivables, beginning with its big-box customers while slowly integrating its country club customers to ensure they had the proper process in place.

The Hedaya Capital Group recently provided a $500,000 Factoring Facility and a $100,000 Purchase Order Finance Facility to a Philadelphia-based healthcare company focused on nutrition as a solution to chronic disease. With a core belief that food is the root of health and wellness, the Company provides farm-to-home groceries and healthy prepared food delivery as well as nutrition education and counseling to individuals struggling with chronic health conditions. The Company works with health insurance providers and employers to enable their members and employees to lead healthier lifestyles with a complete menu of fresh and local foods proven to have higher nutritional density than processed, packaged, or frozen meals.

With an explosive arrival to the market in 2022, the Company is now poised to double in size in 2025 and needed a strong, long-term finance partner. The Founder turned to a factor he had used in his previous job, who referred the new Company to Hedaya Capital. Upon meeting the Hedaya team, he immediately felt comfortable.

Hedaya Capital’s $600,000 combined facilities gave the Company the fuel they needed to power growth into 2025 and grow aggressively beyond the next year, funding daily operations at a crucial point in their growth trajectory.

The Hedaya Capital Group recently provided a $5 Million factoring/inventory financing facility to a New York-based wholesale manufacturer of licensed electronic and novelty products in a hypergrowth phase. Though the company's backbone is electronics—such as headphones, speakers, and tech essentials—it has diversified into many different business lines, including personal care and beauty appliances. Adding to the Company’s hypergrowth is its brand portfolio of over 40 different licensed brands that are popular among retailers and consumers, such as Star Wars, Disney, Oreo, Cheetos®, NBA, WNBA, and Spider-Man to name just a few.

With so many variables contributing to its exponential growth, the Company needed the support of a factor who understood its business model and the unique needs of a company on the steep part of the growth curve. Previously partnered with a different factor, the Company’s founder researched the factoring industry and chose Hedaya Capital for its flexibility.

Hedaya Capital’s $5 Million facility gave the Company the runway to maximize cash flow and fund daily operations in a time of rapid change and exponential growth.

“Cash flow is crucial to the stage we are in and to sustain future growth; every dollar has to be spent wisely to maximize ROI. What is different about Hedaya’s funding versus other factors is that it allows us to operate with the flexibility we need and to pivot when needed.” – Firm founder

The Hedaya Capital Group recently provided a $750,000 factoring facility to an established staffing company based in New Jersey but operating nationwide. The Disability-Owned Business Enterprise (DOBE) provides temporary business professionals for the information technology, business services, engineering, manufacturing, scientific, healthcare, legal, and finance industries across multiple verticals through a centralized recruiting and delivery model.

The Company was experiencing a surge in growth, but their receivables collection did not keep up with the contemporaneous growth in payroll. Their clients were paying invoices in 60 to 90 days, but the staffing company needed to meet weekly and biweekly payroll, resulting in a cash flow gap. Before starting the business, the founder had worked at another staffing company where he forged a close relationship with Hedaya’s Vice President and Portfolio and Operations Manager, David Huber. He was comfortable in turning to David to help his new company.

Hedaya’s $750,000 facility will enable the company to continue to grow in an uninterrupted manner, ensuring timely compensation for their professionals while enhancing their capacity to recruit additional temporary professionals to meet rising client demand.

The Hedaya Capital Group provided a $3.0 million letter of credit facility to a well-established consumer products brand selling direct to consumers through their own website. The company sells premium-quality, extra-soft pajamas for women, men, children and babies, and even matching pajamas for pet lovers to keep their dogs and cats warm and cozy.

An investment firm quickly acquired the fast-growing business, planning to arrange permanent financing after the business stabilized. Securing new financing with a traditional lender and ensuring the release of any third-party liens for outstanding letters of credit can be an onerous task and can stall an M&A process. The investment firm turned to The Hedaya Capital Group, a firm with deep expertise in trade finance and experience working with buyers and sellers to remove barriers to funding.

As the Company’s peak holiday selling season approached with an expected surge in customer orders, the investment firm turned to The Hedaya Capital Group to provide financial assurance to the Company’s overseas suppliers. The retail value of the orders backed by the letters of credit was approximately $10 million, a sizeable portion of the company’s annual sales. The manufacturers were good partners in the sleepwear industry, with numerous production lines that could guarantee a stable inventory supply and delivery times at a reasonable price.

As a growing business, understanding the nuances between asset-based lending and traditional bank loans can be the key to unlocking financial success. Hedaya Capital Group specializes in providing tailored financial solutions to fuel business growth. Let's delve into the differences between these two financing options.

The Hedaya Capital Group provided a $2.5 million facility to a fast-growing company that develops plant and mineral-based personal care products. Founded in 2020, their flagship product is an all-body deodorant featuring a groundbreaking new microbiome-approved formula that eliminates odor everywhere. Based on the U.S. West Coast, the company began as a direct-to-consumer enterprise, selling online and through social media. As word quickly spread about their brand and customer loyalty deepened, retailers began to inquire about carrying their products in-store.

The Company broke into a few retail markets to an enthusiastic consumer response, but quickly realized they had reached an inflection point with changing capital needs and had outgrown their current lender. The company experienced the growing pains and challenges which come with breakout success, including a continued need for investment in product development, inventory and advertising. They needed additional capital to scale up as well as a financing partner with deep experience working with high growth companies in the consumer products industry.

One of their venture capital providers connected them to retail guru Irwin Dayan at Hedaya Capital. Right away, both parties felt the synergy of a potential relationship and they began discussions. Hedaya Capital’s funding and expertise in the retail and consumer products industry segments gave the Company additional confidence as they prepared to launch a pipeline of new products coming out in a year.

The Hedaya Capital Group provided a $5,000,000 facility with a $1,000,000 sub limit for inventory advances to a New York-based product development company offering services for a product’s entire creation cycle, from design through production. With 50 years of experience and five business units – housewares, pet products, intimate accessories, socks & hosiery, and baby necessities – the Company works with major retailers around the country to find solutions and help them grow their businesses.

Initially, the Company’s principals reached out to retail expert Irwin Dayan for brainstorming and strategic advice as they pivoted to new product categories. Irwin previously led the Exceed Network, a non-profit which offered guidance and resources to business owners in NYC. After using other financing providers and being dissatisfied with the attention their account received, the Company turned to Hedaya Capital for working capital solutions. Since Irwin had collaborated with the principals for years on strategy at Exceed Network before joining the Hedaya Capital Group, he understood their needs, recognized their potential for explosive growth and believed in their entrepreneurial spirit. Hedaya Capital then custom-designed a financial program focused on their growth plans, not on a rigid formula, with the support and scalability they needed for the future.

As startups strive to establish and grow their businesses, securing funding is often a critical challenge. Asset-based lending offers a valuable financing solution for startups looking to access capital without traditional lending barriers. In today’s article, the experts at The Hedaya Capital Group will delve into the basics of asset-based lending and how it can benefit startups seeking to expand and thrive.

Managing accounts receivable is crucial for any business aiming for growth and stability. At The Hedaya Capital Group, we understand the significance of this aspect of finance. Our team of dedicated professionals specializes in optimizing accounts receivable processes to help businesses thrive.

In the dynamic landscape of small and midsize businesses, securing the necessary working capital can often be a challenge. At The Hedaya Capital Group, we understand the importance of fueling business growth through strategic financial solutions. Here are four essential tips to help you secure the growth your business deserves.

The Hedaya Capital Group provided a $1 million factoring facility to a footwear company that created a new category in the space with a shoe that sits at the intersection of the driving loafer and the boat shoe. Based in Dallas, the lightweight, waterproof and fashion-forward shoe brand launched on Kickstarter in 2017. Almost immediately, they began to expand domestically and internationally online and opened a flagship retail store in the United States 2022.

The Company required an additional capital investment to continue to grow, and their accountant referred them to The Hedaya Capital Group. As the Company’s management team learned more about Hedaya, the CEO realized he had previously worked with the principals’ uncle. Discovering the Hedaya principals were cut from the same cloth as their uncle, a shoe industry veteran known for his honesty and integrity, the CEO felt a sense of ease and knew that he could trust their simple, easy process.

Having a patient working capital provider who supported their vision and had the scalable capital to support their growth plan provided the shoe brand the solid foundation they needed to further expand their customer base and business.

The Hedaya Capital Group provided a $5 million factoring line to a home textiles vertical mill business. Headquartered in New York and operating for over 20 years, the textile company in partnership with an overseas manufacturer specializes in bedding and sells to major retailers such as Macy’s, HomeGoods and T.J. Maxx.

The Company was unhappy with its current factoring provider and felt they faced unnecessary hurdles in the factoring process. They began a search for a new capital provider and were referred to Hedaya by several industry colleagues. Having worked with other factors, the Company’s owners appreciated the ease of working with Hedaya during the due diligence process and were able to negotiate an agreement that included the terms they needed. They soon found that Hedaya delivered everything it promised – quick turnaround and funding, easy answers, and if there was any problem it was fixed quickly.

Having a responsive partner such as Hedaya gave the Company the flexible working capital it needed to continue its growth trajectory uninterrupted.

Small businesses often struggle with obtaining the necessary funding to support their growth and improve their customer base. This is where trade financing comes into play. At The Hedaya Capital Group in New York, we are a financial institution that specializes in providing trade financing solutions for small businesses. Let’s dive into the details of how trade financing works and how it can benefit your business.

When it comes to understanding the impact of interest rate changes on purchase order financing, The Hedaya Capital Group in NYC is here to guide you through the process. Purchase order financing is a valuable tool for businesses looking to fulfill large orders and maintain cash flow. However, fluctuations in interest rates can significantly impact the cost of financing and ultimately affect your bottom line. Learn more below, and contact us today.

The Hedaya Capital Group provided a $5 million factoring and purchase order financing facility to a New York City-based clothing designer and manufacturer which offers a collection of brands.

Drawing inspiration from travel around the world, the Company uses cutting-edge techniques to bring creative designs to life. They create custom men’s and women’s clothing designs for each customer, selling to discount store chains such as TJ Maxx, Ross Stores and Burlington. As the Company grew, they needed a flexible source of working capital to pay suppliers timely, so their accounting firm introduced them to Hedaya.

Hedaya understood the challenges the Company faced in the fast-changing apparel industry, as well as lingering COVID-induced supply chain issues. Hedaya’s flexibility in structuring the facilities gave the Company the immediate cash flow it needed, a better way to structure supplier payments, and the ability to develop better relationships with factories.

“In business, personal connections and relationships are paramount. Following interviews with multiple finance companies, I determined that Hedaya not only offered the most favorable terms but also instilled confidence in their reliability. Hedaya understands our company’s story and is well-suited to be a great partner. We anticipate a prosperous partnership and eagerly anticipate working with Hedaya to further facilitate our business growth.” – Company CEO

The Hedaya Capital Group is pleased to announce that industry veteran Louis G. Barone has joined the Company as Senior Advisor to The Hedaya Capital Group. In this role, he is responsible for leading and executing new business development strategies and growth initiatives, as well as identifying and capitalizing on new markets. He also leverages a vast network of referral relationships to acquire and develop new client relationships. In structuring financing solutions uniquely suited to each client’s business and situational needs, Barone draws on over three decades of global banking, factoring, commercial finance and risk management experience. He is based in The Hedaya Capital Group’s New York City headquarters.

“We are excited to welcome such a seasoned industry veteran to the Hedaya Capital team,“ said Alfred Hedaya, President. “He brings extensive experience, a deep referral network, and a proven track record of growing factoring, commercial lending, and banking businesses and leading high-performing business development efforts. We look forward to his contributions.”

Prior to joining The Hedaya Capital Group, Barone held executive roles at BHI USA, the U.S. Branch of Bank Hapoalim, where he served as Senior Vice President, Head of Domestic Commercial & Industrial Lending; the CIT Group Commercial Services, where he served as Managing Director, Head of New Business Development; and at Israel Discount Bank, where he served as Senior Vice President and Head of IDB Factors.

NEW YORK, March 5, 2024—The Hedaya Capital Group, a leading provider of flexible factoring and working capital solutions, is pleased to announce that David Huber has joined the Company as Vice President, Portfolio and Operations Manager. In this role, he will manage and oversee the Company’s factoring client portfolio, manage the account executive and operations teams, and foster a collaborative and high-performance team culture. Additionally, David will source and manage new client opportunities and execute strategic initiatives for revenue growth for the Company.

“We are thrilled to add David’s experience in commercial finance and supply chain financing to our team of skilled account executives and operations personnel,” said Alfred Hedaya, President. “We were impressed with his strategic vision and dedication to excellence for himself and the teams he has led, while his 15 year industry experience and extensive referral network will play a pivotal role in supporting our growth and shaping our future success.”

Prior to joining The Hedaya Capital Group, David served as the National Sales Director for Raistone Capital LLC, where he sourced and managed over $1 billion of supply chain finance, receivables financing and trade finance volume annually. Previously, he served as Vice President of White Oak Commercial Finance. He is a member of the Future Leader Committee for the New York Institute of Credit and founder and board member of The Dream Factory of Brooklyn Inc., an all-volunteer wish-granting nonprofit. He was also a regional field organizer for the Human Rights Campaign.

The Hedaya Capital Group provided $1 million in factoring and inventory financing to a distributor of bedding and home goods.

Based in New York City and operating for 28 years, the Company imports from Asia and distributes bedding and home goods under inhouse brand names through national discount retail chains as well as various online shopping networks.

The Company was transitioning to the second generation of leadership as the founder transferred ownership to his son, who was looking for a new funding relationship for working capital. The Company's accountant referred them to Hedaya. The new generation appreciated Hedaya’s textile expertise as well as their 360-degree, consultative approach that helps clients protect their businesses.

With the comfort of having a reliable, nimble partner such as Hedaya, the Company has the peace of mind knowing they will always have the working capital they need to invest in future growth.

About The Hedaya Capital Group

Since 2003, The Hedaya Capital Group has been providing flexible financing solutions that enable companies to maximize growth and respond to transitional situations. As a family-owned and operated firm, we are deeply invested in the success of each of our clients. We work from a core of old world values where ethics have meaning and new world thinking where speed and flexibility ensure success. For more information, visit www.hedayacapital.com.

Asset-based lending is a reliable and flexible solution for companies seeking capital to fuel their growth. Asset-based lending companies understand the significance of this financing method, and at Hedaya Capital Group, we're here to guide you through the steps to prepare your business for financing success. Keep reading and contact us today to learn more about leveraging your assets and securing the funding you need to stay strong.

In the dynamic world of business, having access to reliable and flexible funding solutions is crucial for sustained growth. As entrepreneurs strive to expand their enterprises, they often encounter financial challenges that require innovative approaches, this is where Hedaya Capital Group steps in, offering a suite of specialized financing solutions designed to empower businesses.

When you need business funding, you need a smart partner you can rely on who will provide flexible alternative financing solutions while also protecting your interests and helping you grow.

At The Hedaya Capital Group, we are passionate about helping small to medium size enterprises in high-growth or transition situations on their journey to success with access to stable, flexible working capital. Our products and services are ideal for companies that are looking for growth financing, facing restricted cash flows or need more flexibility than a traditional bank can offer. If your company is searching for factoring, purchase order financing, trade finance or asset-based lending, here are four reasons to work with the Hedaya Group.

Are you a small business owner seeking financial assistance to take your business to the next level? Purchase order financing may be the solution for you! If you want to meet your financial needs, enhance growth, and improve customer strength, get in touch with The Hedaya Group. We are a financial institution dedicated to helping small businesses thrive. Contact us today to get started!

Get Started

Accounts receivable factoring financing is a great way to get access to cash quickly and efficiently. However, before a factoring company can issue a loan, they need to assess the creditworthiness of the company.

At Hedaya Capital Group, we are committed to helping New York and Tri-State area businesses access factoring financing to avoid cash shortages and run their businesses more smoothly. Are you ready to get started? Read on to learn more and reach out to our team today!

Financing your business is an essential part of any successful start-up – and that’s where working capital financing comes in. Working capital financing can help address short-term cash flow problems and keep your operation afloat during tough times. Hedaya Capital Group offers working capital financing solutions to help small businesses in dire need.

Before you dive headfirst into financing, there are several factors that you should consider. It’s essential to conduct due diligence not just on your business but on the lender as well. Here are some things to keep in mind when applying for working capital financing:

Are you looking for ways to increase cash flow, purchase more inventory, manage short-term debt, and keep your business running smoothly? At The Hedaya Capital Group, our goal is to help small businesses grow and succeed, and one of the ways we do that is through trade finance. We understand that managing cash flow can be a challenge for small business owners, so we provide trade financing solutions to help alleviate some of that stress. Learn more about how your business can benefit from trade financing below, then schedule a meeting today!

At The Hedaya Capital Group, we make it easy for businesses to access the working capital they need immediately instead of having to wait 30, 60, or even 90 days for their customer invoices to be paid. We’ll act as your business’s accounts receivable department, and undertake any of your credit management and collections work. That said, you may have not even known that this financing option is available to you, and we are here to help inform you on how you can take advantage of our services to help protect and grow your business!

Contact us for more information or to get started today!

Hedaya Capital is pleased to announce a factoring facility for a Canadian oil and gas pipeline services company projecting CAD $20,000,000 in revenue for 2022. The $2,000,000 facility allows for advances of up to 80% against accounts receivable.

The company performs testing and inspections on welded joints on the construction of new oil and gas pipelines. The client is located in Edmonton, Alberta and is an affiliate of a Texas based firm with branch offices in Katy Texas, Aberdeen U.K., and Edmonton.

The company needed working capital to upgrade and repair equipment and to support its expanding payroll. The parent company’s existing U.S. based ABL lender could not provide funding to the Canadian branch since they only lend in the U.S.

With the help of our Canada advisor Yoni Petel of McMillan LLP we were able to complete our due diligence and document the facility within a month. We are proud to have set up a facility to factor the Canadian receivables, fund the client in Canadian Dollars and collect payments from the client’s Canadian customers. With this new platform we look forward to providing factoring and other financial services to more Canada based businesses.

Hedaya Capital is pleased to announce an advance factoring facility provided to an Italian Kosher Food Company, projecting $10,000,000 in sales.

The company manufactures and distributes certified kosher ravioli, gnocchi, pizza, desserts, ice cream, and other food products made in Italy. This client was brought in by our new business development officer Irwin “I.D.” Dayan; who comes to us with 15 years’ experience serving as the Executive Director of Exceed Network; a premier community-based business advisory and assistance organization, now at Hedaya Capital Irwin is assisting rapidly growing companies with factoring and financing solutions.

The company was founded in Milan, Italy by an emigrant from the U.S. As the company expanded, it established a U.S. entity in order facilitate distribution and financing in America. The company needed additional working capital in order to build inventory to fulfill growing customer purchase orders, as well as to fund development of new product lines.

We are proud of Irwin being able to put this $2,000,000 facility together as the client was delivering its product into the U.S. through a mid-sized distributor with limited credit capacity. Through our credit department Irwin was able to get the approved customer credit line increased, as well as secure a supplemental credit insurance policy for additional coverage over and above the factor approval.

Hedaya Capital is pleased to announce the issuance of a $3,600,000 Letter of Credit for 12,500 Metric Tons (MT) of White Refined Cane Sugar. The sugar is being produced and exported from Brazil. The transaction was arranged by an India based trading and logistics company and was brought to us by a financial consultant.

We are proud of our team’s ability to complete the due diligence, underwriting and issuance all within 10 days of initial contact by the prospect.

Since 2003, Hedaya Capital Group, Inc. has been providing entrepreneurs with working capital solutions to help grow and protect their businesses. We help businesses grow with our 360° approach, all factors surrounding our client’s business matter. We treat clients with time-tested old school values and offer new school thinking.

For more information regarding this transaction and other trade finance possibilities, please contact Alfred Hedaya at alfred@hedayacapital.com.

The Hedaya Capital Group is pleased to announce that Irwin Dayan has joined our team as Vice President of Business Development and Marketing.

Irwin, known to many as "ID," has worked for over 30 years in the advisory and turn around sector within various industries including wholesale, retail, real estate, services and e-commerce. Irwin also founded and ran a crisis management company, advising and restructuring medium to large companies by coordinating with law firms, accounting firms, financial institutions, and consulting firms.

For the last 15 years, Irwin served as the Executive Director of the non-profit organization Angel Fund, later known as Exceed Network, advising both start-up and established business owners regarding growth and strategies for success. As an expert business advisor, he has successfully guided hundreds of companies over the years.

Irwin comes to Hedaya Capital to assist growing and troubled companies with financing solutions, strategy, and general business advice, for businesses in the consumer goods, industrial products, service, and b2b arenas. We know that Irwin's diverse experience, business savvy, forward-thinking attitude, and unique charisma will be a tremendous value to both Hedaya Capital and its clients.

Hedaya Capital is pleased to announce a Factoring Facility for a Wisconsin paper mill projected to do $45 Million in sales in 2021.

Hedaya Capital is pleased to announce a Factoring and Inventory Facility provided to a well-known Wisconsin paper mill purchased by an investor and management group. Due to the impact of Covid-19 on its business, the mill struggled to stay afloat and abruptly closed, laying off over a hundred workers. Things turned around when a new buyer emerged and Hedaya Capital was able to provide flexible financing to support the venture. The mill produces paper products used in the manufacturing of corrugated boxes and for other commercial applications.

The company needed working capital to purchase raw material and support payroll. The operation currently employs 120 people and is looking to expand as sales grow. Projected sales are $45 million for 2021, and $60 million in 2022. Traditional bank financing was not an option because the company was viewed as a start-up and needed more working capital financing than a traditional lender would offer. In addition, the company did not have the luxury of time to go through the rigors of applying for bank financing; they needed to move quickly to make the deal work and revive the enterprise.

Hedaya Capital Group announces a $2,500,000 Factoring Facility for a luxury cashmere and knitwear company.

The Hedaya Capital Group, Inc. is pleased to announce a $2,500,000 Factoring Facility for a woman owned, luxury cashmere and knitwear brand. The company creates pieces that are both boho-chic and elegant, that encourage self-expression while exuding sophistication. Hedaya was approached by a turnaround consultant when the company’s turnaround was already well underway. Hedaya Capital worked diligently with the CFO and a management consultant to finalize the transaction, takeover the client, and put the company on steady footing for growth. In addition to factoring, Hedaya is issuing letters of credit to the company’s main supplier to secure and facilitate the import of inventory for sale.

Since 2003, Hedaya Capital Group, Inc. has been providing entrepreneurs with working capital solutions to help grow and protect their businesses. We help businesses grow with our 360° approach, all factors surrounding our client’s business matter. We treat clients with time-tested old school values and offer new school thinking.

To learn more, please visit us at: www.hedayacapital.com

Hedaya Capital Group announces the completion of a $750,000 Factoring Facility for a Candle Company; manufacturing in the United States.

The Hedaya Capital Group, Inc. is pleased to announce a $750,000 Factoring Facility for a candle manufacturer based in the mid-west. The Company manufactures and wholesales: tealight, votive, pillar, taper, dinner, and filled candle products and distributes them to online, specialty, and retail store chains throughout the United States.

Since 2003, Hedaya Capital Group, Inc. has been providing entrepreneurs with working capital solutions to help grow and protect their businesses. We help businesses grow with our 360° approach, all factors surrounding our client’s business matter. We treat clients with time-tested old school values and offer new school thinking.

To learn more, please visit us at: www.hedayacapital.com

Made in the United States of America

Small business financing has come a long way since ancient times where you could borrow money at exorbitant rates, and if you didn't pay, you could be thrown in jail or even killed. Today, there are many ways for a small business to obtain financing for its growth needs, from commercial loans and merchant cash advances to using the best in alternative financing, such as factoring and asset-based lending.

The Hedaya Capital Group in New York offers the factor and accounts receivable management services in order to help your small business with its cash flow needs. We've been helping small businesses grow for over a decade, and we will continue to offer the best customer service in the industry. Below, we'll take a look at the difference between invoice factoring and invoice financing, which can confuse some people. Reach out to our team today with any questions you have about our small business financing!

Factoring, at its core, is helping businesses grow, sustain themselves, and continue operating when cash flow has been constricted in some way. It's a form of small business financing that has increasingly become vital to helping businesses who don't qualify for traditional commercial loans. But did you know that the idea of factoring goes back thousands of years?

The Hedaya Capital Group in New York is the best factoring company, offering invoice factoring, or accounts receivable financing. We understand how vital access to working capital is to small businesses. Our services offer a cash flow solution that can work for many industries, including those in the fashion industry, clothing industry, transportation industry, staffing industry, advertisement and print industry, and many more. Below, we'll go over the history of factoring. Contact us for factoring services today!

While no one said starting a small business was easy, you've done it. You've opened your doors and invited everyone in. You've got a solid base of clients, and every day seems to be an adventure. Things are hopping, and you like it that way. But what's next? You've beat the odds; you're thriving. But just how do you expand from a small business to a medium-sized business?

The Hedaya Capital Group in New York offers factoring, accounts receivable and trade and import financing. Our mission is to help your small business grow and move from a small business to a medium-sized business. Like starting your small business, the next growth phase won't be a walk in the park either. Still, you are confident that your products and/or services can help others lead a higher quality life. Below, we'll offer up some tips on how you can move your small business to a medium-sized business and beyond. Contact us for all of your small business financing needs!

When you begin your business, it's usually just you and a handful of other people. However, from the beginning, you have plans to expand. You want to go from being a small business to a medium-sized business. You want to see your product in more stores and available in more channels. You want your services to be the best and attract more customers because of it. You want whatever it is that you are doing to grow beyond your wildest dreams.

However, this doesn't just happen overnight. In fact, it won't ever happen if you don't have a plan, or a growth strategy, to get you there. In fact, having a growth strategy is part of what sets successful businesses apart from unsuccessful businesses. Just 33% of small businesses make it to their 10th year, and having an effective growth strategy in place is foundational for success.

The Hedaya Capital Group in New York offers small business financing solutions to help your small business grow into a medium-sized business and reach your goals. From factoring to accounts receivable management, we can help you obtain the working capital you need to take your small business to the next level. Below, we'll take a look at some proven growth strategies that you can implement in your small business. Contact us today to get started!

As a small business owner, you have worked hard to bring your dreams to fruition. From writing your business plan, procuring funding, and finding a location to getting your products on the shelf or hiring employees to perform your service and managing the day-to-day operations, you are intricately involved with everything that goes on there. One aspect, too, that you manage is your cash flow needs.

The Hedaya Capital Group in New York specializes in helping small businesses with their cash flow needs. We offer factoring services, accounts receivable financing, and other working capital solutions. Our experience and dedication have allowed us to help hundreds of businesses grow. Below, we'll take a look at five more ways your small business can improve its cash flow. Contact us today to get started!

As a small business, cash is king. You need cash to pay your vendors, pay your employees, buy needed raw materials and supplies, and pay for the roof over your head. The goal is to bring in a lot more cash than you are expending in order to maximize your profits. However, sometimes, due to waiting on payments from your suppliers, a hiccup in the supply chain, or an unforeseen natural disaster or economic event strikes, you can be short on cash. This can be a big problem for a small business — one you would rather avoid.

The Hedaya Capital Group in New York offers comprehensive business financing solutions with our factoring and accounts receivable financing options, as well as our trade and import financing. We can help you gain access to the working capital you need when hiccups do occur. Below, we'll offer up five ways you can improve your small business cash flow. Contact us today to get started!

America is the best country to live in. We have our freedoms, and, for the most part, we can do what we want, when we want to do it. America is also a country that uses capitalism as its economic foundation. This means that private companies, such as your small to medium-sized business can operate how it wants, sell what it wants, and make profit off these ventures (within the law, of course). Goods and services are produced off supply and demand, which is known as a market economy. Capitalism is a wonderful system that allows businesses to profit as much as their products are in demand, and it allows consumers to have the goods and services that they want when they want it.

However, because of the fact that our economy is based on supply and demand, it can be cyclical, meaning that if demand plummets, it will be hard to sell your goods. Or, if an outside event out of your control, such as an errant virus or a war, threatens people and/or the economy, people could stop buying. This creates too much supply, and the prices of your goods fall. Facing economic slowdowns and recessions is part of being in business. It is to be expected and planned for. So what does your small business do to survive an economic slowdown?

When most small business owners begin their adventure as an entrepreneur, they aren’t quite sure of what obstacles might lie in their way. Why? Well, aside from the business venture issues discussed in entry-level college business textbooks, most business owners aren’t willing to air out their dirty laundry after failing.

As an accounts receivable factoring business that helps small business owners gain the working capital to succeed, we know a thing or two about the obstacles small- to medium-sized are likely to face. At the Hedaya Capital Group, it is our goal to help small businesses like yours succeed. Continue reading as we discuss some of the most common pain points that entrepreneurs and their businesses experience.

If you have heard of the Hedaya Capital Group, you likely know of us as a source of working capital to qualified businesses in the New York City and Tri-State area. For years, we have been happily helping small businesses get the extra working capital that they need when they need it. That being said, there is a lot more to running a business than looking for extra capital to fuel your growth. In fact, one of the best things that you can do for your business is to manage the money that you already have as optimally as possible.

While we are known for helping small businesses find the money that they need to grow, that is not what we will be discussing in today’s blog. Instead, we will be discussing a few money management tips that you should follow as a small business owner to ensure that you are managing the money that you do have correctly.

There comes a time in every business owner’s life where they need more capital in order to successfully grow or maintain the status quo of their daily operations. Regardless of the reason that a business owner finds themselves in need of extra money, it is important to remember that there are ways to gain access to working capital without having to sell shares in the business.

One of the best ways to do so is to partner with a company that can provide you with accounts receivable factoring. As a company that helps small-to-medium size businesses in New York City and the greater Tri-State area gain access to working capital, our team recommends that businesses seeking extra working capital consider using accounts receivable factoring.

But what are the 4 situations that accounts receivable factoring is best used? Continue reading to find out.

Cash flow. When you think about it, that is a rather descriptive term. It is not called cash splash or cash trickle for a reason. Instead, the word ‘flow’ suggests a constant and sustainable movement of money in and out each month — hopefully trending positively towards your pockets.

While the concept of cash flow is rather easy to grasp, some business owners in the greater New York City and Tri-State areas struggle to cultivate a healthy cash flow themselves. Because of this, we will be using today’s blog as an opportunity to discuss some of the things that you should know about cash flow as a new business owner.

Continue reading to learn more.

If you are a business owner in the Tri-State area, or even a prospective business owner for that matter, you have probably considered how accounts receivable management could benefit your business. After all, managing accounts receivable is pretty much an entire job on its own, and you already have a business to run and plenty of other things to worry about.

At the Hedaya Capital Group, we offer comprehensive accounts receivable management services to business owners in the New York City and Tri-State area so that they can focus on what really matters — growing sustainably.

In today’s blog, we will be discussing in-depth the benefits that one might experience when letting our team of management specialists handle your accounts receivable.

If you own a commercial venture that imports and exports goods to and from the country, you likely have a pretty good idea of just how easily international transactions can tie up your capital and burden your cash flow. Because the shipping and transport of goods between countries can often be delayed or impacted in some way by uncontrollable factors, money is often paid out before the imported good is in your possession — and that makes it really difficult for you to get your return on the investment. In an effort to help companies bring import goods without experiencing financial stagnancy, capital groups just like ours, here at the Hedaya Capital Group, offer import financing to alleviate the financial pressures experienced by international trade.

In today’s blog, we are going to discuss more about import finance and how a capital loan from our team can help your business optimize the efficiency and success of your imported goods business. Continue reading to learn more.

Whether you are the owner and operator of a local small business or a CFO at a larger commercial firm, factoring is something that should be on your radar. Sure, almost everyone has heard of factoring and know that it's a financing strategy that helps companies with cash flow issues because of late payments from their clients, but seldom do people actually understand how it can help.

As a capital group in the New York City area, our team, here at the Hedaya Capital Group, understands the unique benefits that a business or commercial venture can stand to gain from factoring. We also understand that someone who has never worked in finance might not be able to immediately understand those benefits. Because of this, we thought we might discuss the basics of factoring and how our factoring services might be able to best benefit your local New York City business.

Continue reading to learn more about our invoice factoring services!

When someone needs working capital for their small business or seed money for their next business venture, they have to choose between using a public lender or a private lender to work with for a working capital loan.

Here at the Hedaya Capital Group, we obviously have a horse in the race, being a private lender, and all — but it is important to note that in the end, it is your unique financial situation that will determine if a contract with a public lender or a private lender, such as ourselves, is the right decision for you and your business venture.

In today’s blog post we will very briefly discuss some of the fundamental differences between public lenders and private lenders so that you, as a business owner, can make a more educated decision as to what style of borrowing that you select. Continue reading to learn more and please don’t hesitate to contact us if you have any questions about whether public lending might work for you.

With the ever growing and evolving start-up landscape, a very important question among business owners is always raised – “how can my company finance its growth?”

Having met with dozens of young entrepreneurs, I learned that financing information available to new business owners is often incomplete. Contrary to the beliefs of those who enjoy popular TV shows such as Shark Tank and The Profit, giving up equity in exchange for seemingly small dollars (even if Mark Cuban is attached to them) is not always the answer. While it is certainly appealing to be on national TV or to gain powerful investors, giving up a portion of the company’s profits and decision making power can ultimately be very costly, and can arguably be deemed the most expensive form of financing. It has been proven, timeand time again, that a company with a solid business plan and leadership can still succeed without divesting ownership.

When I first joined the world of commercial finance, I was surprised with how little of my schooling in business and law touched on financing for small and mid-size businesses which, according to recent years’ studies published by the U.S. Small Business Administration, amounting to about one-third of the US economy’s exports. Even more surprising was that my lack of exposure was not an idle experience, but rather a sentiment shared by many in the commercial finance industry – an expansive network comprised of attorneys, accountants, bankers, and other financial services professionals. So if schools don’t teach how to finance growth, who does?

As a small business in the greater New York area, it can be hard to get the ball rolling. There might be countless other business like yours. You might not have the budget for marketing after you spend all of your working capital on a business front location. You might even simply need seed money so that you can begin the business shaping process.

When people start looking for a source of working capital for small businesses or other similar business ventures, their first search query usually sends them in the direction of a bank. But is that the best move for a new business owner? Well, that is a problem for a different day. In fact, check out our blog post titled “Business Loans — Private Lending vs. Public Lending”.

In today’s blog post we will be discussing the 5 C’s of credit — 5 things that lenders look for when you apply for a working capital loan. Continue reading to learn more.